Your renewal, in front of more than one broker.
After years of steep premium increases across BC, master insurance is now one of the largest lines in most strata budgets - yet a striking number of councils still renew with a single broker’s single offer, never learning what the rest of the market would have charged.
All we need is your renewal date. We put your building in front of strata-experienced brokers, collect comparable written quotes, and hand your council a genuine comparison - which, most often, is all it takes to reduce the premium.
- You say what you need
- We find vetted providers and get quotes
- You decide - no obligation
Our process
How it works
- 1
Tell us what your building needs
Fill in one short form. It takes about two minutes. No searching, no phone tag.
- 2
We find your perfect match
A real person on our team matches your job with the companies whose real performance in buildings like yours proves they can do it well.
- 3
We collect written proposals for you
We aim to bring you at least two competitive proposals whenever practical, so you can compare real options side by side.
- 4
You decide
Take your time and review the options with your council. We earn nothing from the trades, so there is no pressure to pick anyone - or anyone at all.
Common questions
Master Insurance questions councils ask
- Why should a strata get multiple insurance quotes?
- Because brokers access different insurance markets, and appetite for your building’s profile varies between them. A single renewal offer tells you nothing about the market price. When councils put the same building information in front of two or three brokers, the spread between quotes is frequently large enough to fund the entire exercise many times over.
- How early before renewal should a strata start shopping?
- Sixty to ninety days is the practical window - enough time for brokers to approach markets properly and for the council to compare terms, not just premiums. Starting the week before renewal forces a rushed rollover, which is precisely how buildings end up overpaying year after year.
- What information do brokers need to quote a strata?
- The current policy and claims history, a recent insurance appraisal establishing replacement value, building details - age, construction, systems - and notes on upgrades like roof replacement, repiping, or leak detection that improve the risk. Well-documented maintenance genuinely earns better terms; it’s one place good council record-keeping pays cash.
- What deductibles should a strata council watch for?
- Water damage deductibles are the big one in BC - they’ve climbed to $25,000, $50,000 or more in many buildings, and they shift risk onto the strata and its owners. Comparing quotes should always weigh deductibles and coverage terms alongside premium; a cheap policy with a punishing water deductible can be the most expensive option on the table.
Insurance & Risk
Related services we can help with
Tell us what your building needs.
Fill in one short form. We’ll find the right professionals and collect written proposals for your council to compare. We take nothing from the trades - and the decision is always yours.
Start a Task- You say what you need
- We find vetted providers and get quotes
- You decide - no obligation